How to Make Money at Age 13


Making money when you're thirteen is difficult, but not impossible. There are quite a few ways that you can gain spare cash through odd jobs, through neighborhood help and even through work permitted for your age group, depending on your jurisdiction.

Part 1
Earning Money Online

Earning Money Online on How to Make Money at Age 13

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You can earn money or gift cards by taking surveys on websites such as swagbucks.com.[1] Other sites, such as Pinecone Research, SurveySpot, and Toluna will also pay you to take surveys. In some cases, you will earn points for taking surveys. Once you have earned a certain number of points, you can then cash them in for money.[2] Join more than one survey site (five or more). You will then receive emails from the survey sites when they select you to take a survey, so be sure to check your email every day. Whether or not a site selects you to take a survey depends on if they need someone from your age group, gender, and race for feedback. Joining more than one site increases your chances of being asked to complete a survey. Before you join a survey site, check to make sure it’s legit. Read the privacy policy on the website to be sure that they aren’t selling your information to companies. Some survey sites may give you free products instead of money. Other sites may enter you into a sweepstakes instead of giving you cash. If you want cash only, be sure to sign up for sites that reimburse survey takers with money.

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You can make money by selling a service online (such as creating a logo in photoshop, sending someone a letter, or recording a video).[3] Consider what you enjoy doing and create a “gig” for yourself on this website!

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If you have a talent for crafts, you can create an Etsy shop and sell your work online. You could make jewelry, cards, bags, and so forth. One thing to keep in mind is the amount of money your materials cost, as well as the time it will take you to complete your craft project. Be sure you are making a profit!

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You can also sell items on Amazon or eBay.[4] These might be objects you or your parents have but don’t need (such as books you have already read). You can also make a lot of money selling vintage items online through these websites. You can often find cool vintage items at yard sales or second-hand stores such as Goodwill. Ask your mom or dad if they have some free time one Saturday to help you hunt for vintage finds in your area.

Part 2
Making Money in Your Neighborhood

Making Money in Your Neighborhood on How to Make Money at Age 13

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If online selling isn’t for you, you can sell unwanted items from your own front yard! You’ll want to spend some time preparing for the yard sale in advance. Ask your parents if they have some items they would contribute to your yard sale and be sure to get their permission to hold the yard sale. Be sure to publicize your yard sale. You can post signs in and around your neighborhood (being sure to post signs on the main roads that lead into your neighborhood). You can also advertise your yard sale on social media (Facebook, Twitter, and Instagram) or post some information about it on Craigslist. You could also invite friends or neighbors to join your yard sale. A bigger selection of items will draw a larger crowd. Consider also asking neighbors to contribute to your sale. You could offer them a percentage of the money you make selling items that they contribute.

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Ask your parents if they'll pay you for simple chores like washing the dishes, vacuuming, or dusting. You could even set up a weekly “rate” for these tasks. Consider what household chores your parents really hate and offer to do those each week for a rate that they think is fair. If you already have weekly or daily chores, ask your parents for chores beyond the usual. Explain to them that you'd like to start saving money. These chores might be ones that are monthly instead of weekly, such as mowing the lawn, raking leaves, or washing the cars. Go beyond the normal chores by suggesting more time consuming projects that only need to be done once but that might take a couple days. Ask your parents if they will pay you to organize the garage or attic, clean the gutters or baseboards, or plant a flower bed. You could also ask your parents for an allowance increase if you complete an additional chore or project on a weekly, bi-weekly, or monthly basis. For instance, suggest mowing the lawn every weekend or every other weekend for an increased allowance.

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Ask your neighbors if they have any odd jobs that you could do (mowing, raking leaves, washing cars, dusting the house, walking the dog, and so forth). You can go door to door or distribute flyers in your neighborhood that include a list of jobs you could do. Be cautious of people you don’t already know. It’s best to approach neighbors that you and your parents already know. If you choose to go door to door, ask one of your parents to go with you so that you feel safe. If you ever feel uncomfortable when doing work for a neighbor for any reason, leave immediately and talk to your parents.

Part 3
Working a Part-Time Job

Working a Part-Time Job on How to Make Money at Age 13

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Until you are 14, you have limited choices for “real” jobs. Agricultural work is one of them.[5] If you live in a rural or semi-rural area, you might have some farms in the area that are in need of some part-time help.

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In many places, individuals under 14 years of age can be hired to deliver newspapers.[6] You can call or visit the newspaper office in your area to ask if they are hiring people to deliver papers. If your newspaper office isn’t currently hiring, check back periodically. Doing so will demonstrate that you are serious about the job. You can also ask if they keep applications on file for future openings.

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While you have to be 14 years old in most states to have a part-time job, one exception is working for your family business.[7] If your parents have a business, ask them if they would be willing to hire you for small tasks. Working a couple hours a day or on weekends for your family business will give you good work experience for when you are old enough to have a different job.

Part 4
Becoming an Entrepreneur

Becoming an Entrepreneur on How to Make Money at Age 13

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Get your parent's help. You can team up with family and friends as business partners. You can make your own products and sell them. Talk to your parents about how to start a business.

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Are you a math whiz? Help little children learn how to multiply.

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Beyond babysitting yourself on a case-by-case basis, consider starting a small babysitting business. You could get a couple of your friends involved who also want to make some money. Distribute flyers around your neighborhood, local cafes, and community center. Ask your parents to post fliers at their work place, too. Before beginning your babysitting business, it would be a good idea for you (and any friends who will be working with you) to get your CPR certification.[8] This will also be attractive to people who are looking for a sitter. Once you have babysat for a client, ask them to serve as a reference for future employers and to recommend you to their friends. You could also set up a website. You can create a free website through wix.com or weebly.com. These sites also have many templates that you use to create your own website. Include the link to your website on your fliers and ask past clients to contribute testimonials. You can include some information about yourself and your company on your website, as well as post your hourly rates.

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[9] Many adults need someone to check on their pets when they are at work or on vacation during the summer. If babysitting isn’t for you, consider starting a pet sitting business. You can distribute fliers to advertise your services and go door to door in your neighborhood.

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If you have an older sibling who can drive, you might ask him or her to go into business with you or transport you around the neighborhood for a percentage of your profits. If you want to keep all your profits or don’t have access to a vehicle, you could use a wagon to carry your supplies around your neighborhood. You could take this one step further by offering a detailing service to customers. Instead of just washing cars, offer to wax or vacuum the interior, also. This service will require a few extra items, such as a shop vacuum and wax, but you earn a lot more by offering “upgrade” services like these. Chances are, if someone is paying you to wash their car, they wouldn’t mind paying an extra $10 to $20 dollars for a more thorough cleaning. Talk to your customers about washing their cars on a bi-weekly or monthly basis. Be sure to be friendly and do a thorough wash for your customers. If you do, they will be more likely to hire you again and tell other neighbors about your car wash service.

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While the idea of a lemonade stand might seem rather outdated, if you are smart about when and where you sell refreshments, you can make some good pocket money. This old classic is still effective, especially if you sell cookies or other snacks as well. Do it on a hot day in a park or other place where there's a lot of people.

Part 5
Saving Money

Saving Money on How to Make Money at Age 13

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If you have a birthday coming up, be sure to let your family know you are trying to save money and that you would prefer money instead of a gift.

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Ask your parents to take you to a bank to help you set up a bank account. You can earn interest on the money you deposit into your account, and setting up a savings account (versus the old fashioned piggy bank) will make you less likely to spend on a whim. Many major banks allow teenagers or even younger children to open accounts - check online beforehand. If you are worried that you will spend your money instead of saving it, you can also limit the amount of money you can withdraw out of your account each month. While having a debit card is convenient, consider forgoing this option, as it makes it easier for you to spend, rather than save, your money.

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It’s never too soon to start budgeting your money! Maybe you want to save money to buy a computer or a nice Christmas gift for someone. Determine how much you will need and how long you have to save. Create a monthly saving goal so that you have enough money when you need it.

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If you have any money already in your wallet or bank account, ask you parents if they can open up an account at a stock brokerage for you. A good brokerage for kids is Robinhood since they charge no commissions and have no minimum deposit. Do research on some good stocks and ETFs to buy. This is one of the most effective ways to grow your money quickly if you are smart and careful about it. You can also ask an expert for some advice.